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Fixed Rate savings working for your future… sensibly

Our Sensible Savings bonds offer a convenient and straightforward way to gain the most from your hard earned money.

Choose from 1, 2 or 3 year terms

You have the choice of opening a 1, 2 or 3 Year UK Sterling based savings bond. Minimum deposits from £5,000 to a maximum of £500,000, however you may open as many Bonds as you require. You can apply either through our online service or via our postal application service.

4.58%

Gross/AER

1 Year Fixed Rate Bond

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4.51%

Gross/AER

2 Year Fixed Rate Bond

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4.50%

Gross/AER

3 Year Fixed Rate Bond

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Why choose our Savings Bond?

/ Support team based in the UK

We have a dedicated UK based customer support team on hand for any queries you have during your savings journey with us. We place great importance on building a long-lasting relationship with you.

/ Sensible Approach to Saving

We recognise the effort you have put into building your savings, and we are here to help you make the most of it. With Sensible Savings, you can take advantage of our simple and effective fixed-rate Bonds, designed to help your hard-earned money grow. Choose from our range of options to find the best fit for your financial goals.

/ Simple and fast application process

With just three simple steps to apply, you can use our online application form to open your single or joint account in less than 5 minutes. Alternatively, if you prefer, you can apply by post by downloading this application form or asking for an application form to be sent to you.

/ Your government-backed protection

We are authorised and regulated by the UK’s Prudential Regulation Authority and Financial Conduct Authority (PRA and FCA). All investments up to £85,000 (£170,000 for joint accounts) are protected by the FSCS UK deposit compensation scheme. Please click here for further information or visit www.fscs.org.uk.

/ Your benefits

Simple, secure, online application form or postal application if you prefer. Quick approval process. Our best rates for your hard-earned money. No confusing offers – just fixed returns. Save from £5,000 to £500,000. No hidden charges.

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Before you apply

To complete our quick and secure application, you will need:

  • To be 18 years old and a U.K. resident. Unfortunately, this account is not available to those living outside the UK.
  • To have at least £5,000 to lock away. Unfortunately you cannot withdraw money from this account until the maturity of your bond.
  • Prefer to manage your bond via telephone or by post, as online access is not available.
  • To be aware that interest is paid only at the end of the chosen term.

How it works

Just three simple steps…

Apply online

Complete your online or postal application.

Fund your account

You have 10 days to fund your account with up to £500,000 per Bond.

Sit back and relax!

Relax in the knowledge that your funds are earning interest.

START SAVING SENSIBLY…

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Or apply by post

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